SLBC, Haryana is an inter-institutional forum at State level, ensuring co-ordination between Government and Banks operating in the State on matters pertaining to banking development. Punjab National Bank is the Convener Bank of State level Bankers Committee in the State of Haryana with lead bank responsibilities in 17 districts out of total 22 districts. Canara Bank is lead bank in 3 districts. There are 39 schedule commercial banks in the State with around 5060 networks of branches, as on June 23.

With the aim to provide financial services to each and every household & for overall economic growth of the state, SLBC has conducted very successful 165 quarterly meetings so far.

Our Objectives are:

  • To discuss issues, consider alternative solutions to the various problems in the field of banking development and evolve consensus for coordinated action by the member institutions.
  • To do the necessary spade work for formulation of Annual Credit Plan by getting in time district-wise resource allocation by banks and dis-aggregation of the various Governmental programmes.
  • To undertake critical analysis of the progress of the implementation of Annual Credit Plan & Govt. and other agencies sponsored credit-linked programmes / schemes in the various districts.
  • To review the assistance required and provided by Govt. agencies.
  • To consider problems referred by the district level forums and take necessary follow up action.
  • To oversee the implementation of branch expansion programme.
  • To review the recovery performance. 
  • To take up for consideration such issues as have been raised by the member banks and/or the State Govt. authorities and questions or inter-bank difference of views and approach remaining unresolved at the District Level Review Committees.
  • To solve operational problems in implementation of Service Area Approach, Credit Plans, Govt. and other agencies programmes etc.
  • To serve as a focal point for the banking system in the State for securing better liaison with the State Govt. authorities.
  • To review the trends in the flow of credit into rural areas and to the small borrowers in the neglected sectors.
  • To purposefully review the picture revealed by the data compiled in accordance with the new system of returns and take follow-up measures to ensure speedy disposal of loan applications, to improve the pace of credit assistance under specific programmes/schemes such as PMEGP, NULM, NRLM, PM SVANidhi Employment Generation Programmes etc.
  • To review Credit: Deposit Ratio, Priority Sector Advances, advances to weaker section, financing of minority communities etc.

Fora under Lead Bank Scheme:

For successful implementation of Lead Bank Scheme, there are various co-ordination forums created for realistic credit planning, to discuss and solve operational difficulties and monitor the performance of the participating Credit Institutions, agencies, etc. at Block, District, State and National Levels. These forums are

  1. Block Level
    • Block Level Bankers’ Committee (BLBC)
About BLBCBlock Level Bankers’ Committee (BLBC) is a forum for achieving coordination between credit institutions and field level development agencies at the block level.
FunctionsThe forum prepares and reviews the implementation of the Block Credit Plan and also resolves operational problems in the implementation of the credit programmes of banks.
MembersAll the banks operating in the block including the Small Finance Banks, Wholly Owned Subsidiaries (WOS) of Foreign Banks, RRBs, the District Central Co-operative Banks, Block Development Officer, technical officers in the block, such as extension officers for agriculture, industries and co-operatives are members of the Committee. 
ChairmanLead District Manager (LDM)
  1. District Level
    • District Consultative Committee (DCC)
About DLCDLCC is an Inter Institutional Forum at District Level for bankers as well as Government agencies/departments.
FunctionsTo facilitate coordination in implementing various developmental activities under the Lead Bank Scheme.
MembersReserve Bank of India, Commercial Banks, Co-operative Banks including DCCB and SLDB, RRBs, NABARD, etc. and various State Government departments and allied agencies
ChairmanThe District Collector.
ConvenerLead District Manager (LDM)
  • District Level Review Committee (DLRC)
About DLRCThe DLRC is a forum to review the pace and quality of the implementation of various programmes under the Lead Bank Scheme in the district.
FunctionsThese meetings are required to be held at quarterly basis to review performance of banks under District Credit Plan.
MembersReserve Bank of India, Local MPs and MLAs, CEO Zila Panchayat, Other members of the DCC
ChairmanThe District Collector.
ConvenerLead District Manager (LDM)
  1. State Level
    • State Level Bankers’ Committee (SLBC)
About SLBCSLBC is an apex inter-institutional forum to create adequate coordination machinery in all States, on a uniform basis for development of the State.
FunctionsState Level Bankers’ Committee meetings should primarily focus on policy issues with participation of only the senior functionaries of the banks/ Government Departments. All routine issues may be delegated to sub-committee(s) of the SLBC.
MembersIt comprises representatives of commercial banks, RRBs, Payments Banks, State Cooperative Banks, RBI, NABARD, heads of Government departments including representatives from National Commission for Scheduled Castes/Tribes, National Horticulture Board, Khadi & Village Industries Commission etc. and representatives of financial institutions operating in a State.
ChairmanThe meetings are chaired by the Chairman/ Managing Director/ Executive Director of the Convenor Bank and co-chaired by the Additional Chief Secretary or Development Commissioner of the State concerned.
ConvenerSLBC Convener Bank

Sub Committee(s) of SLBC

The sub committees may examine the specific issues relating to agriculture, micro, small/medium industries/enterprises, handloom finance, export promotion and financial inclusion, etc. in-depth and devise solutions/recommendations for adoption by the full committee.

There are 3 Sub-Committees of the SLBC formed in the state of Haryana for specific tasks mentioned below.

  • Sub Committee to SLBC Haryana on Agriculture related issues.
  • Sub Committee to SLBC Haryana on Financial Inclusion and digitisation.
  • Sub Committee to SLBC Haryana on Government Sponsored Schemes.

About Punjab National Bank

Punjab National Bank (PNB), India’s first Swadeshi Bank, commenced its operations on April 12, 1895 from Lahore, with an authorised capital of Rs 2 lac and working capital of Rs 20,000. The Bank was established by the spirit of nationalism and was the first bank purely managed by Indians with Indian Capital. During the long history of the Bank, 9 banks have been merged/amalgamated with PNB.

Post amalgamation of eOBC & eUNI w.e.f 01.04.2020, PNB has expanded its presence across India. As at the end of June 2023, Bank network of 10,080 domestic branches, 2 International branches, 12,820 ATMs & 25,115 Business Correspondents. PNB is one of the largest Public Sector Bank (PSB) in the country with Global Gross Business at ₹ 22,14,741 Crore. The Bank continues to maintain its forte in low cost CASA deposits with a share of 41.9 %. Bank’s focus has been on qualitative business growth, recovery and arresting fresh slippages

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